A Netizen Shares How Her Friend Insisted on Borrowing PHP20,000 From Her Since Her Husband is a Foreigner

Borrowing money from a family member or a friend seems easier and more flexible than trying to get a loan from a bank. However, borrowing money from a family member or friend is a risky business. Once you started to borrow money from your loved one, it changes the dynamic and shifts the power in the relationship.

Adding money to your friendship can be a recipe for disaster. Before you ask your friend for a loan, consider if it is the best option, treat it with care, and do what it takes to keep your friendship and the cash flow in a good place.

However, not all people have a good attitude when it comes to borrowing money. This is a lesson learned by a Facebook user who shared her experience in the Facebook group, PESO SENSE SAVERS.

[Image Credit: Augustine Otlaetnom / Facebook]
[Image Credit: Augustine Otlaetnom / Facebook]

What Happened?

One fateful day, her friend sent her a Facebook message asking to borrow PHP20,000 that she will use to apply for work abroad. However, due to the amount of the money being borrowed and since she’s relying on her husband for money, she informed her friend that she cannot lend her some funds.

But her friend is persistent. Instead of just saying “okay” or “thank you for your time,” she insisted that she doesn’t believe her since her husband is a foreign national. It also turned out that she borrowed money before as well and she was not able to pay it on time.

You Are Married to a Foreigner

When she still declined and explained the situation that having a foreign husband does not mean you have a lot of money, her friend changed her mind. From PHP20,000, she is asking for PHP15,000 instead.

And that does not end there. She also recommended transferring the money to her BDO account immediately.

People have different attitudes when it comes to money. Although one person may be forgiving when you can’t repay them, another person may urge you until you pay the loan. If you’ve borrowed money and you still cannot pay it back, preserve the relationship until you repay your debt.

Have you experienced the same situation before? If you are in the story sharer’s shoes, what do you think you will do?

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